"Many Credit Cards have unfair charges that can be claimed back"

We can help you claim back late payment and default charges, and unwanted payment protection insurance (PPI) that you have been charged on your credit cards and can go back upto 6 years for compensation.

Charges include: exceeding the credit card limit, late payments and default charges. The application form is simple and all credit card applications are automatically screened for PPI.

An average claim for a Credit Card with unfair charges/unwanted insurance is £800.

The average time for settlement for credit card charges is between 4-6 months.

Unfair charges or Insurance on credit cards can be claimed on open or closed accounts going back 6 years.

Before submitting a claim please ensure that you either have PPI or a minimum of £100 worth of charges going back 6 years.  

Additional Benefits to our Service

We do not charge any upfront administration fees We do not need the client to produce bank or credit card statements If you have had card protection (PPI) added without your knowledge or if this was mis-sold, we will recover these charges also.

The recent fine of GE Capital Bank, a major player in the store card market, reinforces the message that credit card PPI is also an area that has its own problems in terms of PPI sales techniques and general transparency. We can help in these circumstances, by recovering what has been taken from you and your clients.

Credit Card PPI is paid on a monthly basis, calculated at a price per £100 of the outstanding balance of your card. So even if you repay your balance in full, the insurance premium will still be payable based on your statement balance, as ‘cover’ has been in force for that previous month.

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